AVOID BORROWING TO PAY OFF DEBT ...
1. Avoid using credit cards to pay of debt.
2. Credit creates more debt.
3. If retrenched use the retrenchment packages to pay debt.
4. Cut down on unnecessary expenses or luxuries.
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Visit http://www.ncr.org.za/index.php?option=com_content&view=article&id=3 for more tips.