The Responsible Use of Credit-Community Engagement Project from the Banking Law Group in the Department of Mercantile Law recently hosted a seminar to create awareness amongst consumers on certain aspects of the management of their personal credit profiles (Twitter: @ConsumerHints).
Mr Lesiba Mashapa from the National Credit Regulator gave an overview of the National Credit Act and spoke about new developments such as the National Credit Amendment Act and recent cases regarding emolument attachment orders. Mr Des Power from the South African Credit and Risk Reporting Association spoke about building your own credit profile. He addressed several queries from the attendees regarding their current credit profiles. Mr Lee Soobrathi from the Credit Ombud gave an overview of consumer relief measures and addressed several queries related to non-banking credit and credit records. Ms Bridgette Caprin from the Credit Bureau Association spoke about credit information and credit bureaus.
During the breaks and after the seminar attendees had the opportunity to access and query their credit records.
Extracts from the seminar will be broadcasted on Unisa Radio on 3 August 2015 between 11:00 and 12:00 (Twitter handle: #CLAWMondays or follow Unisa Radio on Twitter - @UnisaRadio).
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